Facing difficulty managing your finances? Worrying about making poor financial decisions? Now with Experian you can easily track your finances without worrying too much about where your money is going.

Experian offers Personal Credit Report Plus(PCRP), an easy-to-read credit report pertaining to how you manage your finances. PCRP shows a whole historical record of each loan or credit payment, your outstanding loans up until the duration of your loans and credits. 

If you’re afraid of missing out on some crucial details, don't worry. PCRP records information such as business involvement, salary deduction information (SPGA), trade reference on your credit purchase with non-banking industries, legal proceedings, and any traces of bankruptcy.

Get your PCRP and explore Experian here.

PCRP also provides detailed information on the performance of one’s credit score(i-Score). With i-Score you can identify what credit risks you could face. Here are some tips you could boost your credit score : 

• Pay your bills on time 



• Do not have overdue accounts or any bankruptcy history



• Keep balances low on credit cards



• Make sure to pay off your debts rather than switching between credit cards

Following these booster tips could really help you earn good deals when it comes to future credit card applications, housing loans, mortgage and even car loans. Moreover, PCRP helps you to better understand what reports you may face against you. 

Additionally, Experian lets you take control of your credit information by providing detailed information of each banking transaction you make, making sure you’re aware of your credit information and how it may be used by banks or lending institutions.

Read more about loans at "WHAT TYPE OF HOME LOAN SHOULD I GET? UNDERSTANDING BASIC, SEMI-FLEXI AND FULL-FLEXI LOANS"

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