#Article

5 Proven Ways to Save RM100,000

What does RM100,000 in savings mean to you? Does it mean financial security? An opportunity to invest? Either way, no one is going to turn away RM100,000 a...

18-11-2020

#Article

Which Bank Offers the Housing Loan That Suits Your Needs?

Looking for a housing loan that will help you buy that dream home? You're going to need to get a favourable Debt Service Ratio (DSR) first. Find out more a...

16-09-2020

#BankingInvestment

Final 25bps OPR Cut Made by BNM as Early as September

Bank Negara Malaysia (BNM) is expected to make one final 25 basis point (bps) cut in the Overnight Policy Rate (OPR) as early as in the central bank’...

03-09-2020

#BankingInvestment

Base Rate vs BLR in Malaysia: How Does BR Work?

In January 2015, the Base Lending Rate (BLR) structure was replaced with a new Base Rate (BR) system. Under BR, which now serves as the main reference...

24-08-2020

#BankingInvestment

Light at the End of the Tunnel for Malaysian Retail REITS

A gradual recovery is underway in the retail industry, which is signalling Malaysian real estate investment trusts (REITs) in the retail space are set to s...

13-08-2020

#Article

Live Talk Offers Valuable Property Financing Insight From an Experienced Banker

Over a thousand viewers tuned in to the Bay Suites Facebook page for a Saturday night live talk to speak to a banker and get all their questions on loans a...

10-08-2020

#BankingInvestment

Banks to Provide Loan Repayment Flexibility to Borrowers Affected by COVID-19

Bank Negara Malaysia (BNM) refers to the announcement by Yang Amat Berhormat Prime Minister on measures to provide a targeted extension of the moratorium a...

30-07-2020

#BankingInvestment

Prepare to Start Repaying Loans in October - BNM

Following the six-month moratorium that began in March, borrowers will need to start repaying their loans starting October 1st as banks have announced they...

23-07-2020

#Article

An Inside Scoop on Banking Mysteries From Former Regional Director of a Bank

Following the announcement of yet another drop in interest rates across banks in Malaysia, a Facebook live discussion was held last night, here at Urban Sp...

16-07-2020

#BankingInvestment

Lower Bank Rates Across Malaysia to Further Stimulate Economy

Bank rates across Malaysia are once again being lowered as Bank Negara Malaysia (BNM) monetary policy committee cut the overnight policy rate (OPR) rate by...

08-07-2020

#Article

Housing Loan Documents

10 important things to look out for before signing

03-07-2020

#BankingInvestment

Most Frequently Asked Questions on Malaysia's Loan Moratorium

Bank Negara Malaysia announced an automatic six-month moratorium on all bank loans starting from April 1. Still not sure about it? Here are the answers you...

07-04-2020

#BankingInvestment

Malaysia's Bank Loan Moratorium 2020

In banking, a moratorium is a temporary suspension or delay of loan repayment. In light of the worsening Covid19 situation in this country, most banks in...

23-03-2020

#BankingInvestment

BNM Lowers Interest Rate Again by 25 Basis Point. How Will It Impact You?

When Bank Negara Malaysia (BNM) announce Overnight Policy Rate (OPR) cut by 25 basis point to 2.5%, it takes many people by surprised again. The first cut ...

04-03-2020

#BankingInvestment

Government Mulls Proposal to Set Up Housing Loan Bank

The government is considering a proposal to set up a special bank to ease the process of loans application for affordable and low-cost housing, the Dewan R...

26-11-2019

#BankingInvestment

What Are the Advantages of Taking an Islamic Home Loan?

Islamic banking and financing, particularly Islamic property financing, in Malaysia is considered one of the most renowned and established in the world. Is...

27-10-2019

#BankingInvestment

Why You Should Start Financial Planning Early

When you start earning, it is very important that you begin a saving and investing program. The reason is that habits die hard and once you start spending...

10-10-2019

#BankingInvestment

Watch Out for These Costly Big Ticket Expenses

You might not consider yourself a big spender but financial milestones like buying your first home, paying for university fees or even getting married are ...

02-10-2019

#BankingInvestment

Comparison of Basic Term, Semi-Flexi and Full-Flexi Home Loans

When seeking a home loan to finance a property, ascertaining the type of loan you want is one of the first and most important questions you have ...

02-10-2019

#BankingInvestment

Budget 2020 to Lighten Pressure on BNM to Pursue Another Rate Cut in 2019

UOB Group anticipates Bank Negara Malaysia (BNM) to remain patient before making further interest rate adjustments as the nation's Budget 2020, which is ex...

26-09-2019